Loan Services โ€” Rk Capital
Loan Services

A Loan Built Around Your Need

A wide range of loan options matched to what you qualify for โ€” with clear guidance and complete paperwork support, start to finish.

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9.5%Interest Rate Starting From
₹50L+Maximum Loan Amount
48 HrsFastest Disbursal Time
10,000+Loans Disbursed
About Our Loans

Loans Designed Around Real Life, Not Paperwork

From your first enquiry to final disbursal, we match you with the right lender, explain every term in plain language, and keep you updated at each stage โ€” so there are no surprises on interest, charges or timelines.

Interest Rates From 9.5% p.a.
Loan Amounts Up To ₹50 Lakh
Tenure Up To 20 Years
Disbursal In 48–72 Hours
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All Loan Types

Pick The Loan That Suits Your Plan

Home Loan

Buy or Build

Finance for buying, constructing or renovating your home, with long repayment tenures and competitive rates.

Up to 30 YrsTenure
8.5%+Interest
โ‚น5Cr+Max Amount
Apply

Personal Loan

No Collateral

Quick, unsecured funding for weddings, medical needs, travel or any personal expense, with fast approval.

1โ€“5 YrsTenure
10.5%+Interest
โ‚น40LMax Amount
Apply

Business Loan

Working Capital

Funding for working capital, expansion or equipment purchase, structured around your business cash flow.

1โ€“7 YrsTenure
11%+Interest
โ‚น2Cr+Max Amount
Apply

Vehicle Loan

Car Financing

Financing for new or used cars, with quick disbursal and flexible EMI options to match your budget.

1โ€“7 YrsTenure
9%+Interest
90% On-RoadFunding
Apply

Two Wheeler Loan

Bike Financing

Easy financing for new two-wheelers with minimal documentation and same-day approval in most cases.

1โ€“4 YrsTenure
10%+Interest
95% On-RoadFunding
Apply

Tractor Loan

Farm Equipment

Financing for tractors and farm equipment, with repayment cycles aligned to harvest and crop seasons.

1โ€“7 YrsTenure
10.5%+Interest
90% ValueFunding
Apply

OD / CC Loan

Overdraft & Cash Credit

Revolving credit lines against property or stock, so you pay interest only on the amount you actually use.

RenewableTenure
11%+Interest
โ‚น5Cr+Max Limit
Apply

Education Loan

Higher Studies

Funding for tuition, hostel and other education expenses for studies in India or abroad, with moratorium options.

Up to 15 YrsTenure
9.5%+Interest
โ‚น1.5CrMax Amount
Apply

Gold Loan

Instant Finance

Quick funding against your gold jewellery or coins, with same-day disbursal and minimal paperwork.

3 Moโ€“3 YrsTenure
8.5%+Interest
75% ValueFunding
Apply

Loan Against Property

Higher Loan Value

Unlock funds against your residential or commercial property, with larger loan amounts and longer tenures.

Up to 15 YrsTenure
9.5%+Interest
โ‚น5Cr+Max Amount
Apply

MSME Loan

Small Business

Dedicated funding for micro, small and medium enterprises, including collateral-free options under govt schemes.

1โ€“7 YrsTenure
10.5%+Interest
โ‚น1Cr+Max Amount
Apply

PM Mudra Loan

Govt-Backed Scheme

Collateral-free micro-business loans under Shishu, Kishor and Tarun categories, backed by the government.

Up to 5 YrsTenure
9%+Interest
โ‚น10LMax Amount
Apply

PMAY Housing Loan

Affordable Housing

Home loans with interest subsidy benefits under the Pradhan Mantri Awas Yojana for eligible applicants.

Up to 20 YrsTenure
SubsidyBenefit
โ‚น2.67LMax Subsidy
Apply

Loan Balance Transfer

Switch & Save

Move your existing loan to a lower interest rate and reduce your EMI burden, with a smooth transfer process.

Same as LoanTenure
Lower RateInterest
Full ValueTransfer
Apply

Loan Title

Tagline

Eligibility
Documents Required
Key Benefits
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Process

How To Apply For A Loan

01
Choose Your Loan

Select a loan category that matches your financial requirement.

02
Submit Your Enquiry

Share your basic details and the loan amount you need.

03
Discuss Your Requirements

Our representative guides you through the available options and eligibility.

04
Documentation & Application

Submit the applicable documents and complete the application as per the lender's process.

05
Lender Assessment

The lender evaluates your application โ€” approval, rate & disbursal depend on their policies.

Eligibility Calculator

Check Your Indicative Loan Eligibility

Enter a few basic details to get an estimate of how much you could borrow — this is an indicative figure, your final eligibility is confirmed by the lender.

₹0 Indicative Eligible Loan Amount
Calculate Eligibility
Loan documentation support
Simple & QuickDocument Checklist
Documents Required

Keep These Documents Ready

The exact list depends on the loan type and lender, but most applications move faster when you have these basics ready upfront.

PAN Card & Aadhaar Card
Income Proof (Salary Slips / ITR)
Bank Statements โ€” Last 3–6 Months
Address Proof
Passport-Size Photographs
Loan-Specific Documents (Property / Business / Vehicle, As Applicable)
Ask About Your Documents
Why Choose Us

Why Choose RK Capital?

Personalized Loan Assistance

Guidance tailored to your profile and requirement, not a one-size-fits-all pitch.

Simple Application Process

A straightforward enquiry-to-disbursal journey with no unnecessary steps.

Multiple Loan Options

Compare loan types and lenders in one place instead of running between banks.

Dedicated Customer Support

A real person you can reach for questions, at every stage of your application.

Transparent Information

Interest rates, charges and eligibility explained clearly, with no hidden terms.

Application Status Assistance

We help you track where your application stands, so you're never left wondering.

Ready To Get Your Loan Moving?

Apply Now